Debt-to-Income Ratio Calculator
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₹
About This Tool
This Debt-to-Income Ratio Calculator helps you understand your financial health by comparing your monthly debt payments to your gross monthly income. Specially designed for Indian users with ₹ currency support.
How to Use
1. Enter Income
Input your total monthly income including salary, bonuses, and other regular earnings
2. Add Debts
Include all monthly debt obligations: EMIs, credit cards, loans, etc.
3. Calculate
Get instant calculation with visual percentage and risk analysis
Key Features
₹ Currency Support
Specifically designed for Indian users with rupee currency formatting
Risk Analysis
Automatic risk level detection with color-coded indicators
Mobile Friendly
Fully responsive design that works on all devices
Why Use This Calculator?
- ✓ Instant financial health assessment
- ✓ Lender-approved calculation method
- ✓ Privacy-focused (no data storage)
- ✓ Free to use forever