Debt-to-Income Ratio Calculator

Debt-to-Income Ratio Calculator

Debt-to-Income Ratio Calculator

About This Tool

This Debt-to-Income Ratio Calculator helps you understand your financial health by comparing your monthly debt payments to your gross monthly income. Specially designed for Indian users with ₹ currency support.

How to Use

1. Enter Income

Input your total monthly income including salary, bonuses, and other regular earnings

2. Add Debts

Include all monthly debt obligations: EMIs, credit cards, loans, etc.

3. Calculate

Get instant calculation with visual percentage and risk analysis

Key Features

₹ Currency Support

Specifically designed for Indian users with rupee currency formatting

Risk Analysis

Automatic risk level detection with color-coded indicators

Mobile Friendly

Fully responsive design that works on all devices

Why Use This Calculator?

  • ✓ Instant financial health assessment
  • ✓ Lender-approved calculation method
  • ✓ Privacy-focused (no data storage)
  • ✓ Free to use forever

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